Privacy
Privacy Policy — Enable Actual (personal use)
Last updated: 6 August 2026 Operator This application is operated by Gianluca Cini for personal use only. Contact for privacy / data protection: mail@gianlucacini.com What this application does The application connects to my bank accounts through Enable Banking (a licensed open-banking / PSD2 connectivity provider) and imports transaction and account-balance information into my self-hosted Actual Budget server. Data collected When I link a bank account, the application may receive and store:
- account identifiers and metadata (such as IBAN, account name, currency)
- balances
- transaction details (date, amount, remittance / description, counterparties where provided by the bank) No payment initiation is performed. Access is for account information only (read-only). Where data is stored Data is stored on my private server under my control. It is not sold, rented, or shared with third parties for marketing. Third parties Bank connectivity is provided by Enable Banking. Banking credentials are handled through the bank’s and Enable Banking’s authorisation flows; this application does not collect or store my online banking password. Purpose of processing Personal household budgeting and bookkeeping. Legal basis Processing is based on my consent when linking accounts, and on my legitimate interest in managing my own finances. Retention Data is retained for as long as I use the application. I can revoke bank access through Enable Banking / my bank and delete data from my server at any time. Your rights As this is a personal application used only by me, I control the data. For Enable Banking-related data-sharing questions, contact mail@gianlucacini.com or Enable Banking as applicable. Security Access to the application is protected (authentication and encrypted HTTPS). The server is privately operated. Changes This policy may be updated; the “Last updated” date will change accordingly.